Apple Card, a credit card created by Apple and designed to help consumers lead a healthier financial life, is now available in the U.S.
Customers can apply for Apple Card through the Wallet app on iPhone and start using it with Apple Pay in stores, in apps and on websites. Apple Card has no fees, encourages customers to pay less interest, offers an easy-to-understand view of spending.
The launch follows the Apple Card preview earlier this month, during which a limited number of customers were invited to apply early.
“We’re thrilled with the overwhelming interest in Apple Card and its positive reception,” said Jennifer Bailey, Apple’s vice president of Apple Pay. “Customers have told us they love Apple Card’s simplicity and how it gives them a better view of their spending.”
Apple Card’s rewards program, Daily Cash, gives back a percentage of every purchase as cash on customers’ Apple Cash card each day. Customers will receive two percent Daily Cash every time they use Apple Card with Apple Pay, and three percent Daily Cash on all purchases made directly with Apple, including at Apple Stores, apple.com, the App Store, the iTunes Store and for Apple services.
Apple is partnering with Goldman Sachs as its issuing bank. Goldman Sachs will never share or sell data to third parties for marketing and advertising. Apple is also partnering with Mastercard to provide the support of a global payments network.
Edited from Apple